Okay, you got me. This is nothing like Niagara Falls, but if it helps me get some google search hits, then the title was worth it. Actually, this photo was submitted by my parents and they get the credit for this wonderful photo of the St Croix Falls. I believe bank of trees in the distance is the Minnesota side of the river. This photo was taken just before the leaves started turning colors and falling off of the trees like they are now. The St Croix River meets up with the Mississippi River just a short distance from where the photo was taken.